Garnishment is a means of collecting a judgment from a third party that owes you money. The most common example is wages. Your employer will receive a writ of garnishment demanding that your wages be withheld to pay your judgment.
You will not receive advance notice of the writ of garnishment. After it is served on your employer, you will have the opportunity to present defenses to the continued garnishment of your wages.
If you have outstanding judgments against you, there is the possibility that your wages will be garnished. Often times, it is just a matter of your creditors discovering your current place of employment. If you have not changed jobs, this information is available in the original credit application that you submitted.
Both Florida and Federal law applies to wages garnishments. You need to determine what defenses and limitations are available to you.